NexopiaPlus - 22, Female, Edmonton
NexopiaPlus's Blog777 Hits
Show: 
 
[-]
Prepaid Credit Cards
Need another way to pay for Plus?
Prepaid Visa cards function like a regular credit card, except that you pay the balance of the card in advance. Bell stores (in BC, Alberta and Ontario) and VanCity Bank (Vancouver area only) are now selling these cards; put between $25 and $500 on the card and use it like a normal credit card. The only fee you ever pay is a $2 purchase fee when buying the card. You can then use the card to buy Plus on Nexopia; use the remaining balance with (almost) any business that accepts Visa cards!

We treat prepaid credit cards just like any other credit card. More information on how to pay by credit card can be found in my blog.

Bell Stores (Card is called a "Solo Mobile Visa"):
Make sure you call ahead because not all locations have stock and not all staff knows that you don’t have to be 18 (they are 14+).
- Card Information
- Bell Store Locator
VanCity Bank (Card is called a "VanCity mytreat Visa Gift Card"). Usuable by those 14+:
- VanCity Branch Locator

Money Mart sells a prepaid MasterCard.
You have to be 16 and show ID and the setup fee is $10. This card can be filled up again for a fee of $2.
 

[-]
INTERAC online
INTERAC online is supported by Royal Bank, Scotiabank, TD-Canada Trust and Bank of Montreal.
You have to have banking online setup. If you need help with setting it up please call your bank because each bank is different.

We wish more banks would offer this service but we have no say in this matter.
INTERAC online gets the contracts with the banks and we are just a regular (online) retailer.

If you are having problems with debit payments:

The payment went through and it is more than 24 hours ago
Check your online statement. When the bank has communication problems they just deposit the money back into your account. If this is the case please pay again.
If the money has not returned please message NexopiaPlus with the details and we check to see if we missed the payments (we are human).

The program won't go past the INTERAC online button
It is possible that there is a temporary glitch with the link.
If you have a pop up blocker it may stop the new window from opening.
Sometimes the problem is with your computer, certain types of links are blocked.
You could try it from a different location and see if your computer is the problem.
 

[-]
Credit Card payments
Click Plus on the menu and then click Credit Card.

Make sure to have authorization from the card holder. If you are using your parent's credit card without their explicit permission it is considered fraud, just like stealing from a store.

You have to fill in all the billing information, our provider verifies this information.
If your card is a SoloMobile card you can type 'SoloMobile' into your street address. Make sure to fill in the remaining information correctly.

Do NOT USE the INTERAC online link to pay by credit card
. It is an old link and we do not accept payments placed through that link, we refund these payments and ask you to pay again.
(We are working on removing it.)

The program won't go past the Credit Card button
It is possible that there is a temporary glitch with the link.
If you have a pop up blocker it may stop the new window from opening.
Sometimes the problem is with your computer, certain types of links are blocked.
You could try it from a different location and see if your computer is the problem.
 

[-]
Vouchers
Click Plus on the menu, then click Voucher for information and locations.

Voucher Instructions
Click Plus
Click Voucher
Step 2: type in your voucher(s) - don't forget the dashes
Step 3: chose the user(s) and amount(s)
When the dollar amounts match you can complete the invoice.
Your Plus will be added instantly

If your problem is with the card:
Scratch Card
Please send me
- where you bought it
- how much you paid
- the sequence number (bottom right corner)
- as much a you can read from the scratched up card

I should be able to give you the complete/correct authorization code.
 

[-]
Payment by Mail, Canada Post
Mail takes anywhere from 2 days to 2 weeks.
Sometimes it gets lost in the mail but not very often.
If you bought a Money Order they want you to wait for 6 weeks before you can request your money back.

We get quite a lot of mail with cash in it

There are three safety issues here:

1. Coins fall out
2. Mail gets stolen
3. Mail gets lost through Canada Post

1. Problems with coins are the easiest to solve: Either send paper money or tape down the coins onto the invoice or place inside a plastic bag. If sending coins make sure that there is enough postage because of the extra weight.

2. When people say that their mail got lost (when money is involved) most of the time it is actually stolen right out of people's mail box. We don't have this problem because we have a locked Post Box. Inside theft (from post office staff) is extremely rare. Hiding the money helps this problem.

3. To prevent loss from Canada Post you have some choices:
a) Send by express mail or similar, it is insured and traceable (but more expensive, around $7 postage)
b) Send a cheque, mark it "For Deposit Only" on the back so no one can cash it.
c) Send a money order. If it has not arrived within 6 weeks you can put in a claim

Less than 1% of mail get lost but it does happen. Unless you sent it with insurance (which costs around $6) the Post office does not take responsibility, and neither do we. We divide up the mail job into 2-3 people to virtually eliminate errors/theft and we cannot take responsibility for mail that does not reach us.
 

[-]
How long does Plus take to get activated?
Some of our credit card payments are now automatic. Otherwise count on one business day.
INTERAC online gets normally processed 2-3 times a day but may take up to one business day.
Vouchers are instant.
Snail Mail takes anywhere from 2 days to 2 weeks
 

[-]
Is is safe to pay online with Nexopia?
You don't actually give your credit card number to us; you type it in on a secure website, Billing People. Then your payment gets approved by Moneris (a very large credit card service provider which services lots of retailers too),
After this we get an email saying which invoice has been paid. They don't include any other information; no expiry date and not the credit card number. So even if their email was intercepted there is not sufficient information included to use your card fraudulently.

If you were to pay with INTERAC online, the debit service, it would be even safer. It works the same way that you pay your utilities over the Internet. Your information does not even leave your own bank. We send a request to Moneris, who forwards this request to your own bank. You log in as you do with all other online banking.
When you have approved the charges your bank informs Moneris which invoice was paid and Moneris passes that information on. They don't even disclose your debit card number to us, there is no information in that email that could be abused. All they are saying is which invoice has been paid (and we know who created that invoice on our system).